The Maharashtra government has launched the MY Preferred CIDCO Home Scheme 2024, aiming to make affordable housing accessible to financially weaker sections, especially those in the EWS (Economically Weaker Section) and LIG (Low Income Group) categories. With this initiative, the state seeks to empower thousands of families with the opportunity to own a home at a reduced cost compared to market prices. The scheme offers 26,502 affordable housing units in Navi Mumbai, making it a major step towards providing secure housing to underprivileged citizens in Maharashtra.
This housing scheme by CIDCO (City and Industrial Development Corporation) is unique as it allows applicants who win the lottery to select their preferred housing units. This feature of flexibility aims to make the homes more personalized and accommodating for citizens’ individual needs. The units are located near railway stations, easing commutes and enhancing connectivity for residents. Below, you’ll find detailed information on eligibility, benefits, required documents, and how to apply.
MY Preferred CIDCO Home Scheme 2024
CIDCO, or the City and Industrial Development Corporation, is a government agency under the Maharashtra government responsible for urban development and the creation of affordable residential projects. Every year, CIDCO rolls out housing schemes aimed at financially constrained citizens, and the MY Preferred CIDCO Home Scheme is one of the most notable programs.
| Feature | Description |
|---|---|
| Scheme Name | MY Preferred CIDCO Home Scheme |
| Launch Date | October 12th, 2024 |
| Purpose | Provide affordable housing |
| Beneficiaries | EWS and LIG citizens of Maharashtra |
| Number of Flats | 26,502 in Navi Mumbai |
| Eligibility | EWS and LIG income criteria met |
| Application Process | Online registration |
| Contact Number | 07313668393 |
Eligibility Criteria
- Income-Based Eligibility:
- EWS Category: Annual household income must not exceed INR 6 lakh.
- LIG Category: Annual household income must be over INR 6 lakh, with no upper limit.
- House Ownership Restrictions:
- EWS Applicants: Must not own a pucca house anywhere in India.
- LIG Applicants: Must not own a house in Navi Mumbai.
- Residency Requirement:
- Applicants should be permanent residents of Maharashtra for at least 15 years, verified with a domicile certificate.
- Social Category Reservation:
- Reservations apply as per statutory and non-statutory categories. For instance:
- Scheduled Castes (SC): 11%
- Scheduled Tribes (ST): 6%
- Religious Minorities: 2.5%
- Reservations apply as per statutory and non-statutory categories. For instance:
Benefits of the Scheme
- Affordable Housing: The flats offered under the scheme are priced lower than the market rate, making homeownership accessible for EWS and LIG families.
- Wide Range of Units: With over 26,500 units, applicants have ample choice to select a home that suits their needs.
- Convenient Locations: Flats are located near key transportation hubs, making commuting easier for residents.
- Transparent Allotment Process: Allocation is conducted through a transparent lottery system, ensuring fair distribution.
Maharashtra’s MY Preferred CIDCO Home Scheme Application Process: Step-by-Step Guide
1. Registration
- Visit the official CIDCO website at CIDCO Homes.
- Click “Login” and register using your mobile number to receive an OTP for verification.
2. KYC Verification
- Complete the KYC process by entering your Aadhaar number, OTP, and PAN details.
3. Fill in Applicant Details
- Select your category (EWS or LIG), input income details, and personal information like contact address and marital status.
4. Upload Documents
- Upload scanned copies of all relevant documents, such as Aadhaar, PAN, domicile certificate, income proof, and category-specific certificates.
5. Pay Application Fees
- A registration fee of INR 236 (inclusive of GST) is required. This fee is non-refundable, and changes cannot be made after payment.
6. Submit and Review
- Review your application, confirm details, and submit. A receipt will be generated for future reference.
Documents Required
- Identity Proof: Aadhaar Card, PAN Card
- Address Proof: Domicile Certificate
- Income Proof: Income tax return, salary slip, or employer’s income certificate
- Category-Specific Documents: Caste certificate, disability certificate, etc.
Booking Amount for Different Categories
- EWS: INR 75,000 + GST
- LIG (1 BHK): INR 1,50,000 + GST
- LIG (2 BHK): INR 2,00,000 + GST
Special Criteria and Reservation Categories
- Statutory Categories:
- Scheduled Castes (SC): 11%
- Scheduled Tribes (ST): 6%
- Non-Statutory Categories:
- Project-Affected People (PAP): 5% for EWS, 2.5% for LIG
- State/Central Government Employees: 1% for EWS, 0.5% for LIG
- Ex-Servicemen: 1.5% for both categories
- Religious Minorities: 2.5% for both categories
Contact Information
For queries related to the MY Preferred CIDCO Home Scheme 2024, applicants can contact:
- Helpline: +91 9930870000 / 08069657149
FAQ’s
Is the scheme available across India?
The Maha Lakshmi Yojana is implemented by specific state governments. Availability and details of the scheme may vary depending on your state.
By applying through the MY Preferred CIDCO Home Scheme 2024, eligible citizens have the opportunity to secure affordable housing, benefiting from the government’s commitment to making homeownership accessible to financially disadvantaged citizens in Maharashtra. Register now to avail of this housing opportunity in Navi Mumbai.
